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Investments As your income grows and you're able to take care of your essential savings needs, you may have extra money that could be put into investments. Some investments are federally insured; others are not. Be sure you fully understand each type of investment you are considering and decide how much long-term risk you're willing to take in exchange for the possibility of higher earnings. "Principal" is the amount of money you place in a particular investment. Here are other basic concepts for you to learn:
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