Financial Literacy provided by
New Mexico Educators Federal Credit Union

 

What should you do if you suspect you've been a victim of Identity Theft?  

Place Fraud Alerts at All Three Credit Reporting Companies.

Equifax
www.equifax.com
1-800-685-111

Experian
www.experian.com
1-888-397-3742

TransUnion
www.transunion.com
1-800-916-8800

Then, if someone tries to use your identity to apply for a loan or a job, the credit reporting company will contact you to verify that it is a legitimate inquiry before issuing a report to the inquirer.

Contact Your Financial Institution So They Can Flag Your Accounts.
This will deter any individuals from cashing counterfeit checks or trying to steal your money.

Contact the Police and File an ID Theft Affidavit.
Although it's very hard to prosecute ID theft, you may not be the only victim of this individual. The more evidence they have, the more likely law enforcement agencies are to get a conviction.

Contact the FTC and the State Attorney General.
These two Web sites include all of the necessary forms and documents to help you get your identity back and in shape.

Federal Trade Commission
www.consumer.gov/idtheft

Attorney General's Office
www.ago.state.nm.us