Login Apply for a Loan Today!
Checking

Quick Links

  • Apple Pay coming soon
  • Information about the Home Depot security breach
  • Use AutoSMART to get your next car
  • Courtesy Pay
  • The Power of WE in Action
  • Make an Appointment
  • Business Services
  • Get Estatements
A A A

Checking Accounts

Be sure to sign up for Community Rewards and earn a 0.25% cash reward with every signature-based purchase that you make with your Visa® Debit Card. Compare accounts below and find out more about all the benefits available, then open a personal checking account and start your rewards today!

Learn More About Your Account Options

breeze Reloadable Debit Card | Essential Checking | Dividend Checking

 

Compare Our Accounts

 

breeze Reloadable Debit Card

Essential Checking

Dividend Checking

Monthly Maintenance Fee $5 $5 $5
Maintenance Fee Waived if: Primary member is under 21 years of age $250 average relationship balance
OR
eStatements
OR
Under 21 years of age
$2,500 average relationship balance
Check-writing Limit N/A Unlimited check writing Unlimited check writing
Dividends N/A N/A Yes, see Rate & Fee Schedule
ATM Access 200 surcharge-free ATMs in New Mexico & 28,000 around the U.S. 200 surcharge-free ATMs in New Mexico & 28,000 around the U.S. 10 refunds of all ATM surcharge-fees per month
200 surcharge-free ATMs in New Mexico & 28,000 around the U.S.
Internet/Mobile Internet & Mobile Banking
Mobile Deposit & more
Internet & Mobile Banking
Mobile Deposit & more
Internet & Mobile Banking
Mobile Deposit & more
Funds Transfers / Person to Person Transfers Two free Funds Transfer transactions monthly
Two free Popmoney transactions monthly
Maximum of $2,500 monthly, standard delivery
No limit
Regular fees apply
Free
Unlimited transfer types and amounts
Other Benefits Earn Your Return eligibility
Community Rewards
Earn Your Return eligibility
Community Rewards
Earn Your Return eligibility
Community Rewards
Free gift cards
1 free order of checks annually
Overdrafts No overdraft fees! Automatic Courtesy Pay for checks and ACH. Opt-in available for Debit Cards. Automatic Courtesy Pay for checks and ACH. Opt-in available for Debit Cards.
Identity Protection Yes* Yes* Yes*

 

*Complimentary Identity Protection

Complimentary to All of Our Members: VRS Elite™ Fraud Resolution Services. Find out more.

Check Ordering

Order checks in a variety of styles.

Need Extra Help?

Try these account calculators: