Bill Payer

Start paying your bills electronically. No more stamps, no more envelopes, and no more tedious check writing. This convenient service is unlimited with no fees.

Pay virtually anyone with Bill Payer - charge accounts, utilities, auto loans, even your doctor or day care center, and enjoy these features:

• Complete control of your bill payments. Schedule payments individually for each merchant, specifying the amount and date of the payment.
• Receive, view and manage bills at the same online location.
• Create your own custom list of merchants - and you can add, delete or modify this information at any time.
• Schedule automatic recurring payment rules for each payee (mortgage, insurance, etc.)
• Arrange e-mail alerts for bill arrivals, due dates, and upcoming payments.
• View payment information prior to payment processing. Run payment reports and create custom reports (bill history is kept online for one year).

How do you get started? Simply log in to Internet Banking by entering your Access 24 Personal Access Code in the right column of our website home page. Then click on the "Bill Payer" icon to register for this added service.

Within 5 business days of your online registration, you'll receive an e-mail confirmation from us that your registration has been completed. In the meantime, you can familiarize yourself with this convenient service by reviewing the Quick Start Guide below.

Bill Payer

Bill Payer Service: Quick Start Guide

Why use Bill Payer service?

With our online Bill Payer service, it’s safe, fast and easy to manage your finances on your terms. You can do everything you need to from home, work or anywhere you have secure Internet access. Plus, you’re not limited to regular business hours – Bill Payer is available 24 hours a day, 7 days a week, 365 days a year. Some of the features you'll enjoy:

• Receive, view, manage and pay bills all at one convenient website.
• Set up email alerts for bill arrivals, due dates, upcoming payments and more.
• Schedule automatic recurring payment rules for each payee.
• Run payment reports and create custom reports.
• Use multiple funding accounts to pay bills.
• Request a year-end CD-ROM of bills and payments for your archive files.

How safe is it?

The exchange of private information over the Internet can be a daunting experience, but privacy and security are possible through the use of encryption technology. Secure Sockets Layer (SSL) encryption scrambles your private data as it transmits over the Internet, protecting it from being deciphered and used fraudulently.  Online banking environments require the highest level of confidentiality protection available in the form of 128-bit encryption. Logging into your banking system to process private transactions over the Internet will require that your Internet browser supports 128-bit encryption.

Logging In

Using a browser, enter New Mexico Educators Federal Credit Union’s website, www.nmefcu.org, and enter your member number and password to enter Anywhere Access Internet Banking. Within Internet Banking, click on “Bill Pay” on the top menu bar to launch our Bill Payer service.

A new menu bar will be displayed with options for:

• Payments– view incoming electronic bills and pending outgoing payment.
• Payees– view your payees grouped by the categories you assign.
• Reports– generate payment report data and download results to your hard drive.
• Profile– view your personal profile information, including your available funding accounts.

Payment Set Up

Conveniently view incoming bills and pending payments from one screen. View each bill in detail and quickly process one or all payments listed.

• Incoming Bills– select one bill at a time, then click on the Continue Payment button to submit the payments.
• To view a bill in detail-- click on the name of the payee and then click on View Bill History.
• Pending Payments– view a list of all pending payments including a total payment amount.
• Edit or cancel any pending payment-- prior to its process date or add a reminder note to any payment.

View Bill Details

View Bill– display the details of an individual bill. View the due date, minimum and total balance due and bill history. Pay or file the bill after reviewing the details. Easily reassign a bill or mark a bill as paid.

Make Payments

• Click on the Make Payments submenu to display the list of Payees set up for payments.
• Click on the Add a Payee link. Enter the name of the new payee and then click on Add.
• Enter the payment amount and date. Our built-in calendar feature allows you to view eligible dates to send payments and when the payee will receive them.
• Click Payto send the payment transaction(s).

Setting Payment Options

From the Payee screen, select the Payment option link to indicate whether you want recurring or automatic payments set up for this payee. Recurring payments are payments that are made automatically on a schedule that your define. For example, you can schedule a recurring monthly payment for your mortgage payments that are made automatically when you receive an e-bill, based on rules that you predefine

Define the payment option:  If you select Manual Payments, you will have to access Bill Payer Service to schedule any payments for that payee. If you select Recurring Payments, you can define the frequency and amount of payments to be sent automatically.

Payees

• Select from the submenu to add a payee to your list.
• View or edit the payment options for payee.
• View, modify or delete payee details.
• View the payment history for a payee.
• Quickly add a new payee to the payment list.
• Quickly change or delete an existing payment category.

Add Payees

Before you can make your first payment, you will need to set up your payee. A payee is any company or person that you pay, such as your utility company, babysitter or anyone else to whom you would send a check. You will need a recent bill or statement to start. If your payee offers the e-bill feature, you can have your monthly electronic bills sent directly to your bill pay account. It’s a hassle free way to receive your bills on time. To enable an e-bill, click Set Up e-bill from theMake Payment Screen.

• Payee Name– enter the name, account number and zip code of your payee. We will search our payee database for your payee’s information.
• Assign a nickname or payment category to your payee for easier organization.
• Click the Continue button to add the payee. They will display in your payee list until you choose to delete the listing.
• If your payee is not in our database, you can enter the payee’s contact information manually.

Manage Categories

To help organize your payments online, create custom categories to group your payees. This will assist in itemizing expenses when downloading reports into your personal finance software.

• Select the Add a New Category link at the top or bottom of the screen to insert a new category listing.
• Select a category name to view the payees included in this category.
• Change the name of an existing category.
• Delete an existing category listing.
• Select the Save Changes button to preserve all category edits entered on the screen.

Reports

• Select an existing report title from the drop-down list.
• Select the export file format from the drop-down list. Click the Download button to export report data to your hard drive.
• Review report results and download status displayed.

Customize Reports

Customize your payment report data by limiting the information to what you need or by expanding to include broader time periods. Sort and display the information to best suit your many reporting needs.

• Create a new customized report with an identifiable title, or select an existing report to customize.
• Input the time frame parameters. Select subtotal definition.
• Select or exclude any payee, funding account or payment status to be included it the reporting results.
• Display personal notations that will not be exported. Set your preference for date and category sorting.
• Click the Generate Report button to display the customized report data results.

Help

Help is a click away. From frequently asked questions, to a glossary of term definitions, the online resources can help guide you.