Essential Personal Checking
All the basics you need...without fees. No monthly service charge and no minimum balance requirement

Power Personal Checking

Save money on popular services and earn dividends whenever your checking balance is $2,500 or more. Dividends are paid monthly; the higher your balance, the higher your dividend rate.

• No ATM fees at over 25,000 CU Anytime and CO-OP Network ATMs.
• Surcharge fees at other ATMs are refunded on your monthly statements; fees that other financial institutions charge still apply.
• Free personalized checks (two styles to choose from) - one box per year.
• Free Visa® Gift Cards (normally $2.50 each) - no limit.
• 20% discount on annual Safe Deposit Box rental fee (at branches where boxes are available).
• Maintain an average monthly balance of $2,500 and avoid a $5 monthly service fee.

Relationship Personal Checking

A flexible account offering dividends on high balances. Dividends are paid monthly; the higher your balance, the higher your dividend rate. Maintain an average monthly balance of $25,000 and avoid a $10 monthly service fee.

Extras with Any New Mexico Educators Checking Account

• Unlimited check writing with no fee.
• Direct Deposit of paychecks and retirement checks.Visa® Check Card can earn you cash rewards with our Community Rewards Program; also serves as your ATM card.
• No-fee ATMs - over 170 CU Anytime® in New Mexico and Texas; over 25,000 no-surcharge CO-OP Network ATMs nationwide.Optional overdraft protection to avoid overdraft fees.
• Anywhere Deposit - Coming Summer 2009.
• Free Identity Theft Resolution Service.
• Free Internet Banking, Bill Payer, Mobile Banking, Text Banking and FinanceWorks services.
• Access 24 automated phone service 24/7.
• Anywhere Advisors personal phone service Monday through Saturday.
• Lobby service at over 3,400 CU Service Centers credit union offices across the country.
• Free personalized checks - one box per year with a choice of two check styles. (Other styles available at reasonable cost.)