Credit Cards
Finding a credit card that best fits your lifestyle starts here. Are you just starting out and need to build credit? Or have you established credit and are looking for a card that rewards you with cash, merchandise or travel? Find the card to fit your dreams.
Choosing Your Credit Card
 Platinum |
 Rewards |
 Cash Rewards |
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| APR | As low as 9.00% | As low as 9.00% | As low as 11.00% | |||
| Annual Fee | No | No | No | |||
| Min. Credit Limit | $1000 | $2500 | $5000 | |||
| Rewards |
N/A |
ScoreCard Rewards Program 1 bonus point per dollar on all purchases (no limit) |
Cash Back Rewards Program 1% cash back on all |
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| New Account Promotion | N/A |
10,000 bonus points if purchase at least $500 in the first 90 days |
2% on all purchases for the first 90 days |
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Rotating Quarterly Promotions |
N/A |
3 bonus points per dollar in rotating categories* with max $1,500 in purchases per quarter |
5% cash back on purchases in rotating categories* with max $1,500 in purchases per quarter |
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| Visa Enhancements | ||||||
| Additional Features |
No Annual or Credit Protector 21-Day Grace Period to avoid paying interest charges Travel & Emergency Assistance; Supplemental Auto Rental Insurance, $500,000 in Travel Accident Insurance; Warranty Manager Services 24-Hour Toll-Free Access |
No Annual or Credit Protector 21-Day Grace Period to avoid paying interest charges Travel & Emergency Assistance; Supplemental Auto Rental Insurance, $500,000 in Travel Accident Insurance; Warranty Manager Services 24-Hour Toll-Free Access |
No Annual or Credit Protector 21-Day Grace Period to avoid paying interest charges Travel & Emergency Assistance; Supplemental Auto Rental Insurance, $500,000 in Travel Accident Insurance; Warranty Manager Services 24-Hour Toll-Free Access Concierge Service |
*2012 – 2013 Quarterly Rewards Calender
Platinum and Cash Rewards Redemption
Visa Credit Card Agreement & Disclosure | Automatic Payments | How important is the interest rate?
