- Your debit card can be used anywhere in the world Visa is accepted. Use your debit card for travel, shopping, dining and online purchases anywhere you see a Visa logo.
- Your debit card can be used to get cash at ATMs across the country and around the world. Click here to locate an ATM.
- Millions of merchants accept Visa. And with the Visa Debit card, there is no service charge or annual fee.
What's more, with this card you can earn cash rewards through our Community Rewards Program with each qualifying purchase. Each program period we'll also send matching funds to the community and category of your choice.
Courtesy Pay Overdraft Protection*
New Mexico Educators FCU offers Courtesy Pay Overdraft Protection with your Visa Debit Card. Whether it is a simple miscalculation or forgetting to write down a transaction in your checkbook, or an unexpected expense, we understand emergencies come up and mistakes happen.
In these rare occurances, Courtesy Pay Overdraft Protection helps cover overdrafts from checks, Visa® Debit Card transactions, ATM withdrawals and ACH (for automatic bill payments) and saves you the embarrassment and makes sure that your items are paid. This service is available to qualified members and you must opt-in for this service.
To Opt-in, simply fill out our online form. Courtesy Pay Overdraft Opt-In
*Courtesy Pay Overdraft Protection Service pays checks, point-of-sale debit card (Visa® Debit Card) transactions, ATM withdrawals and ACH transactions presented against your checking account when it is overdrawn. We will charge you a fee of up to $21-$35 each time we pay an overdraft using Courtesy Pay Overdraft Protection. If your account is overdrawn for 3 or more consecutive business days a $5 fee will be charged each day thereafter if the account remains negative. New Mexico Educators Federal Credit Union pays overdrafts at our discretion and reserves the right not to pay.
To apply for a Visa Debit Card call us at 505-889-7755, email at info@nmefcu.org or visit any one of our 16 branch locations.
