Rates & Fees
Auto Loans - Effective 1/1/09
* APR determined when application is processed, based on applicant's credit history.
Home Equity Loans - Effective 12/3/08
* Rates for variable rate loans are subject to change after the loan has been initiated.
Additional Notes:
There are no closing costs and no annual fees on any of our equity loans. You must carry insurance on the property that secures an equity loan.
Credit Cards - Effective 4/1/08
Other Loans - Effective 06/19/06
* APR determined when application is processed, based on applicant's credit history.
Motorcycle Loans - Effective 01/1/09
* APR determined when application is processed, based on applicant's credit history.
RV Loans - Effective 1/1/09
Savings, Checking & IRA - Effective 12/1/08
- Rates for variable rate accounts are subject to change after the account has been opened.
- You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield.
- Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal.
- All minimum balances shown above supercede any disclosed in our "Account Information" brochure.
Share Certificate (IRA & Regular) - Effective 12/30/08
- You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield.
- Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal.
- All minimum balances shown above supercede any disclosed in our "Account Information" brochure.
Money Market - Effective 12/1/2008
- Rates for this variable rate account are subject to change after the account has been opened.
- You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield.
- Fees may reduce the earnings on dividend-earning accounts.
- All minimum balances shown above supercede any disclosed in our "Account Information" brochure.
Fee Schedule - Effective 12/10/08
- Fees are subject to change at the discretion of the Board of Directors. Please see our "Account Information" brochure for further details.
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Debt Consolidation LoansTake control of your finances! Consolidate your credit cards with one low interest rate, or consider the tax advantages of a home equity loan to achieve a manageable monthly budget.
