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Product Comparison

As a resource for all of your financial decisions, we have added a Product Comparison tool to help make your financial research easier. This tool will allow you to research your Credit Union's product rates and compare them to other financial institutions. These product comparisons will be updated on a regular basis. Choose comparisons from Auto Loans to Savings Certificates by clicking on a product link.

Product Comparison - Auto Loans

Updated 4/1/2014

Based on a 48 Month Loan for a New Vehicle
Financial Institution Rates Starting at
Bank of Albuquerque 3.79%
Bank of America 2.34%
Bank of the West 4.49%
Compass Bank 3.99%
Wells Fargo Bank 3.24%
New Mexico Educators 2.29%

Auto Loans | Checking | Credit Cards | Equity Loans | Savings Certificates

Product Comparison - Checking

Updated 11/06/2013

Financial Institution Minimum to Open Overdraft Fee Stop Payment Fee Online Bill Payer Monthly Service Fee
Bank of Albuquerque $50.00 $34.50 $34.50 First 15 Transactions Per Month Free, Thereafter $3.95 Per Month $4.95
Bank of America $25.00 $35.00 $30.00 Free $12.00
Bank of the West $100.00 $31-$35 $35.00 Free $8.00
Compass Bank $25.00 $38.00 $32.00 Free $13.95
Wells Fargo Bank $50.00 $35.00 $31.00 First Two Months Free, Thereafter $3.00 Per Month $7.00
New Mexico Educators $25.00 $21-$35 $20.00 Free $5.00

Auto Loans | Checking | Credit Cards | Equity Loans | Savings Certificates

Product Comparison - Credit Cards

Updated 4/1/2014

Financial Institution Purchase APR Cash Advance Fee Annual Fee Grace Period Late Payment Fee
Bank of Albuquerque 9.99% - 20.99% 4%/$10 MIN none 24-30 days Up to $35
Bank of America 12.99% - 20.99% 3%/$10 MAX none at least 25 days Up to $35
Bank of the West 16.99% - 20.99% 4%/$10 MIN none 25 days Up to $35
Compass Bank 9.24% - 13.24% 4%/$10 MIN none 25 days Up to $35
Wells Fargo Bank 10.15% - 22.15% 5%/$10 MIN none 25 days Up to $35
New Mexico Educators 9.00% - 13.00% 1%/$2 MIN none 21 days $25

Auto Loans | Checking | Credit Cards | Equity Loans | Savings Certificates

Product Comparison - Home Equity Loan

Updated 4/1/2014

Home Equity Loan
Based on a $20,000 Fixed Loan, 10 year note
Financial Institution Up to 80% LTV Annual Percentage Rate Up to 90% LTV Annual Percentage Rate
Bank of Albuquerque 80% LTV 4.73% 90% 6.73%
Bank of America 80% LTV N/A 90% N/A
Bank of the West 80% LTV 6.64% 90% 7.04%
Compass Bank 80% LTV 8.89% 90% 8.89%
Wells Fargo Bank 80% LTV 7.365% 90% 7.865%
New Mexico Educators FCU 70% LTV 4.625% 90% LTV 6.00%

 

Product Comparison - Savings Certificates

Updated 4/1/2014

Based on a $10,000 Investment in a 24 Month Certificate of Deposit
Financial Institution Annual Percentage Yield
Bank of Albuquerque 0.35%
Bank of America 0.10%
Bank of the West 0.45%
Compass Bank 0.85%
Wells Fargo Bank 0.15%
New Mexico Educators 0.50%

Auto Loans | Checking | Credit Cards | Equity Loans | Savings Certificates