As a resource for all of your financial decisions, we have added a Product Comparison tool to help make your financial research easier. This tool will allow you to research your Credit Union's product rates and compare them to other financial institutions. These product comparisons will be updated on a regular basis. Choose comparisons from Auto Loans to Savings Certificates by clicking on a product link.
|Based on a 48 Month Loan for a New Vehicle|
|Financial Institution||Rates Starting at|
|Bank of Albuquerque||4.04%|
|Bank of America||2.34%|
|Bank of the West||4.74%|
|Wells Fargo Bank||2.74%|
|New Mexico Educators||2.49%|
|Financial Institution||Minimum to Open||Overdraft Fee||Stop Payment Fee||Online Bill Payer||Monthly Service Fee|
|Bank of Albuquerque||$50.00||$34.50||$34.50||First 15 Transactions Per Month Free, Thereafter $3.95 Per Month||$4.95|
|Bank of America||$25.00||$35.00||$30.00||Free||$12.00|
|Bank of the West||$100.00||$31-$35||$35.00||Free||$8.00|
|Wells Fargo Bank||$50.00||$35.00||$31.00||First Two Months Free, Thereafter $3.00 Per Month||$7.00|
|New Mexico Educators||$25.00||$21-$35||$20.00||Free||$5.00|
|Financial Institution||Purchase APR||Cash Advance Fee||Annual Fee||Grace Period||Late Payment Fee|
|Bank of Albuquerque||9.99% - 20.99%||4%/$10 MIN||none||24-30 days||Up to $35|
|Bank of America||12.99% - 20.99%||3%/$10 MAX||none||at least 25 days||Up to $35|
|Bank of the West||16.99% - 20.99%||4%/$10 MIN||none||25 days||Up to $35|
|Compass Bank||9.24% - 13.24%||4%/$10 MIN||none||25 days||Up to $35|
|Wells Fargo Bank||10.15% - 22.15%||5%/$10 MIN||none||25 days||Up to $35|
|New Mexico Educators||9.00% - 13.00%||2%/$2 MIN||none||21 days||$25|
|Home Equity Loan
Based on a $20,000 Fixed Loan, 10 year note
|Financial Institution||Up to 80% LTV||Annual Percentage Rate||Up to 90% LTV||Annual Percentage Rate|
|Bank of Albuquerque||80% LTV||6.14%||90%||6.64%|
|Bank of America||80% LTV||N/A||90%||N/A|
|Bank of the West||80% LTV||7.14%||90%||7.54%|
|Compass Bank||80% LTV||8.89%||90%||8.89%|
|Wells Fargo Bank||80% LTV||6.74%||90%||6.615%|
|New Mexico Educators FCU||70% LTV||4.50%||90% LTV||5.25%|
|Based on a $10,000 Investment in a 24 Month Certificate of Deposit|
|Financial Institution||Annual Percentage Yield|
|Bank of Albuquerque||0.35%|
|Bank of America||0.10%|
|Bank of the West||0.45%|
|Wells Fargo Bank||0.15%|
|New Mexico Educators||0.50%|
Thank you for your interest in becoming a member. You're just a few minutes away from becoming a member-owner of one of the country's strongest financial institutions, a New Mexico not-for-profit cooperative.
You can become a member anytime day or night by filling out our quick and easy online application.
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Federally insured by NCUA. Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.